Health is important! Best Health Insurance Plans in 2022:
As the cost of medical care increases, there may or may not be cash available for emergencies. Health insurance plans come to the rescue at such times. Medical insurance is essential for emergency medical expenses for individuals and families.
As the cost of medical care increases, there may or may not be cash available for emergencies. Health insurance plans come to the rescue at such times. Medical insurance is essential for emergency medical expenses for individuals and families.
Having medical insurance can cover medical bills, hospital expenses, pre-hospital expenses, and post-hospital expenses.
Before opting for health insurance, it is important to know its plans, benefits, and features. Check out the best health insurance plans for 2022.
Aditya Birla Active Health Platinum Plan:
Athiya Birla’s Active Health Platinum plan takes care of medical expenses between Rs 2 lakh and Rs 2 crore. This program has more than 10 thousand best hospitals in India. This health insurance plan is ideal for individuals who want a comprehensive plan.
Features:
Covers expenses for 60 days before and 180 days after discharge from the hospital. Diabetes, Asthma, and Hypertension are covered from the first day of the policy. The scheme is also applicable for hospital examination, consultation and treatment. This scheme is also applicable for health ailments, weight loss, and treatment from home.
2. Star Health Senior Citizen Red Carpet Health Policy:
Star Health Insurance Company offers this insurance plan exclusively for senior citizens. According to this, the scheme is applicable to the insured between Rs.1 lakh and Rs.25 lakh. Up to 12 thousand hospitals have joined this scheme.
Features:
Modern treatments including physical examination, surgery, modern therapy, robotic surgery, etc. can also be done under this scheme. Insurance does not require pre-examination. Coverage up to Rs.25 lakhs is available
3. ICICI Lampard Complete Health Insurance Policy:
In this medical insurance offered by ICICI Bank, you can take insurance from Rs.1 lakh to Rs.50 lakh. Tie up with more than 6500 hospitals. It is suitable insurance for individuals and families as it comes with various plans.
Features:
This cover is also applicable for pre-existing diseases. No medical examination is required before taking insurance up to 45 years of age. A complete physical examination is allowed for the whole family every year.
4. Star Family Health Optima:
In this medical insurance provided by Star Company, you can take insurance from Rs.1 lakh to Rs.25 lakh. Up to 12 thousand hospitals have joined it. The entire family will be covered at a lower premium.
Features:
25% of the sum insured will be covered if the sum assured is up to Rs 5 lakh. This means that if the insured meets with any accident, the cost of treatment will be included. A grace period of up to 120 days is given to policyholders if they forget to renew the policy.
Hospital expenses, hospital room charges, medicines, and pills are all covered by the insurance. In case of emergency, 10% will be guaranteed towards the cost of traveling by Ambulance, Air Ambulance. The insurance covers 60 days of pre-hospitalization expenses and 90 days of post-hospitalization expenses. Up to one lakh can be insured for organ transplants.
5. HDFC Ergo Health Suraxa:
This medical insurance plan offered by HDFC Bank offers coverage from Rs 3 lakh to Rs 10 lakh. 13 thousand hospitals are affiliated with it. It offers low-cost insurance without any age registration
